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Financial Services

Berger Health System is committed to providing the highest quality healthcare to all patients, regardless of their ability to pay. The information below will help you understand your hospital bill, health insurance requirements and financial assistance options.

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Participating Insurance Plans

Berger Health System accepts most health plans available in central Ohio. It's a good idea to also check with your insurance company, as plans and providers can change. What is covered and how much you will need to pay also vary by plan.

Below is a summarized list of the most common insurances that Berger Hospital is currently participating with. If the insurance plan that you are currently enrolled is not listed below, please contact the Insurance Hotline at 740.420.8524 for additional information.

  • Aetna
  • Anthem
  • CareSource
  • Cigna
  • First Health
  • Medical Mutual
  • MediGold
  • Molina Healthcare
  • Private Healthcare Systems
  • United Healthcare

Berger Hospital is out-of-network for the following plan: Open Access Aetna Select - Trinity Health/Mount Carmel Health Partners

Common Insurance Terms

Like any large industry, insurance has developed somewhat of its own language. Berger Health System has compiled a glossary of Common Insurance Terms to help you better understand the complexities of medical billing and insurance coverage.

Billing

We realize that medical bills can often be overwhelming and complicated to understand. Berger Health System has put together a list of Frequently Asked Questions to help you avoid any surprises or unexpected costs following your treatment.

If you have questions that are not answered in the list of Frequently Asked Questions, please contact your insurer or one of Berger's Financial Services Representatives. They are available Monday through Friday, 8:00 a.m. to 5:00 p.m. at 740.420.8020 or by e-mail at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

The patient is ultimately responsible for his/her hospital bill. We encourage you to confirm that your insurance covers Berger Health System services ahead of time by calling the phone number listed on your insurance card.

Financial Assistance

Making quality health care accessible to everyone is part of Berger Health System's ongoing commitment to our community. The Patient Financial Assistance Program is one of many ways Berger helps patients fulfill their financial obligations for their healthcare services.

Berger Health System is proud to offer several programs to patients in need of financial assistance.

Medicaid Program Eligibility Assistance

There are several Medicaid programs available to Ohio residents. The Financial Services Representatives at Berger Health System can assist you with the application and eligibility process for the Healthy Start and Healthy Families programs, Medicaid for the aged, blind and disabled, and Alien Emergency Medical Assistance. If you are found eligible for one of these programs, you may be covered for hospital care, provider services, prescriptions, mental health services and vision and dental services.

To obtain an application:

  • Call Berger Health System Patient Financial Services at 740.420.8020
  • Call the Medicaid Consumer Hotline at 1-800-324-8680 (TTY users call: 800.292.3572)
  • Visit the Ohio Department of Jobs and Family Services web site to download an application

HCAP - Hospital Care Assurance Program

The Hospital Care Assurance Program (HCAP) is available to Ohio residents who are not currently eligible for Medicaid and whose total gross family income is at or below the federal poverty guidelines. If you qualify for the HCAP program, you may be eligible for basic medical care without charge. The current HCAP guidelines are as follows:

Family Size
Gross Family Income
1
$10,830
2
$14,570
3
$18,310
4
$22,050
5
$25,790
6
$29,530
7
$33,270
8
$37,010

Charity Care Program

Berger Health System offers additional financial assistance programs to our patients who are not eligible for Medicaid or HCAP. Eligibility is based on family size and income up to 250% of the current federal poverty level. Individuals with extenuating circumstances will be considered for additional assistance programs.

Application Process

Financial Services Representatives are available to assist you in determining your eligibility for financial assistance with your hospital bills. To begin the application process you must complete a financial aid application. To obtain a financial aid application:

  • Please visit the Patient Financial Services Department at 1180 North Court Street, Circleville, OH 43113.
  • Call 740.420.8020, 8:00 a.m. - 5:00 p.m., Monday - Friday to speak with a Financial Services Representative.
  • Call 740.420.8059 or 740.420.8529, 8:00 a.m. - 4:30 p.m., Monday - Friday to speak with a Financial Counselor or schedule an appointment.
  • Print the Berger Health System Financial Aid Application and fill out the form. Send completed form, along with any attachments, to the Patient Financial Services Department at 600 North Pickaway Street, Circleville, OH 43113.